The NYPFGuy Budget Workbook Creating a budget can be a daunting task if you don’t know where to start, or if you have never created one before. I know I struggled trying out different methods using spreadsheets, iPhone apps and more when I was learning how to create a budget. That’s why to make the […]

Why to Start Saving It’s a common story that we’ve all heard at some point about a friend or someone we know. Things were going okay financially for this person. They had a good job, made a decent living, but most months they were finding a way to spend most of their earnings. Their employer […]

“Budgeting”, “Saving” and “Investing”. These three words awaken different emotional reactions for people. These words commonly initiate feelings of confusion, disinterest or some level of anger. It is rare to be properly educated on these financial topics so it makes sense confusion is a common reaction. Some of us like to ignore our finances and […]