Do You Enjoy Life’s Luxuries? Me Too. Though I run a personal finance blog that discusses strategies for budgeting, saving and investing, I am by no means the type of person who preaches complete minimalism and shunning away all of the finer things in life. As with almost all aspects in life, there is a […]

The NYPFGuy Budget Workbook Creating a budget can be a daunting task if you don’t know where to start, or if you have never created one before. I know I struggled trying out different methods using spreadsheets, iPhone apps and more when I was learning how to create a budget. That’s why to make the […]

“Budgeting”, “Saving” and “Investing”. These three words awaken different emotional reactions for people. These words commonly initiate feelings of confusion, disinterest or some level of anger. It is rare to be properly educated on these financial topics so it makes sense confusion is a common reaction. Some of us like to ignore our finances and […]